Fees & Insurance

Transparent pricing. No surprises.

Knowing what therapy costs before you reach out matters. Everything you need to know about rates, insurance, and what to expect financially is here so that's one less thing standing between you and getting started.

Session rates.

Individual Therapy

$200

Per 50-minute session

For anxiety, OCD, ADHD, disordered eating patterns, depression, trauma, and general individual therapy. Insurance accepted in Colorado see below for details by state.

Couples Therapy

$250

Per session

For anxiety, OCD, ADHD, disordered eating patterns, depression, trauma, or relationship patterns connected to any of the above. Private pay in all states. Superbills available for out-of-network reimbursement.

Small note: Sessions are billed at the time of service through a secure client portal. Payment by credit or debit card.

Not sure if you can afford this? Many clients have out-of-network benefits that reimburse 50–80% of session cost, even if I'm not in-network with your plan. Check your specific benefits in seconds — no phone calls, no guesswork.

Check my out-of-network benefits →

Insurance & Payment by State

What's covered where you are

Not sure if you can afford this? Many clients have out-of-network benefits that reimburse 50–80% of session cost, even if I'm not in-network with your plan. Check your specific benefits in seconds — no phone calls, no guesswork.


Insurance acceptance varies by state. Find your state below to understand your options including how to use your benefits even if I'm not in-network where you live.

  • In Arizona I am currently private pay. Sessions are $200 for individual therapy and $250 for couples. Rather than leaving you to track down reimbursement yourself, I partner with Mentaya to handle it for you: they verify your out-of-network benefits, submit every claim automatically after each session, and follow up on your behalf. Most clients with PPO, POS, or HDHP plans get back 50–80% of session cost. No paperwork on your end.

    (HMO, Medicaid, and traditional Medicare plans typically don't offer out-of-network benefits — the calculator will tell you in seconds either way.)

  • In Colorado I am in-network with the following plans. Your cost will be your plan's copay or coinsurance after your deductible is met. Contact your insurance provider to confirm your specific benefits before your first session.

    In-network plans: Aetna · Anthem · BCBS · Carelon · Cigna · Evernorth · Quest Behavioral Health

    Not seeing your plan? If your insurance isn't listed, sessions are $175 private pay. A superbill can be provided for potential out-of-network reimbursement — see below for how that works.

  • In Idaho I am currently private pay. Sessions are $200 for individual therapy and $250 for couples. Rather than leaving you to track down reimbursement yourself, I partner with Mentaya to handle it for you: they verify your out-of-network benefits, submit every claim automatically after each session, and follow up on your behalf. Most clients with PPO, POS, or HDHP plans get back 50–80% of session cost. No paperwork on your end.

    (HMO, Medicaid, and traditional Medicare plans typically don't offer out-of-network benefits — the calculator will tell you in seconds either way.)

  • In South Carolina I am currently private pay. Sessions are $200 for individual therapy and $250 for couples. Rather than leaving you to track down reimbursement yourself, I partner with Mentaya to handle it for you: they verify your out-of-network benefits, submit every claim automatically after each session, and follow up on your behalf. Most clients with PPO, POS, or HDHP plans get back 50–80% of session cost. No paperwork on your end.

    (HMO, Medicaid, and traditional Medicare plans typically don't offer out-of-network benefits — the calculator will tell you in seconds either way.)

    If you have a PPO plan with out-of-network mental health benefits you may be eligible for partial reimbursement. Call the member services number on your insurance card and ask about your out-of-network mental health benefits, your deductible, reimbursement percentage, and how to submit a superbill.

Out-of-Network Reimbursement

How a superbill works and when it's worth using.

A superbill is an itemized receipt for therapy services that contains all the information your insurance company needs to process an out-of-network claim. You pay for the session at the time of service, receive a superbill through your client portal, and submit it to your insurer for potential reimbursement.

Whether you get reimbursed and how much depends on your specific plan. PPO plans with out-of-network mental health benefits typically reimburse 50-80% after your deductible is met. HMO plans generally do not offer out-of-network reimbursement

The four steps:

  1. Check your benefits first Call your insurance and ask about your out-of-network mental health benefits, your deductible, and your reimbursement rate. Do this before your first session so there are no surprises.

  2. Pay at time of session Sessions are paid in full at the time of service through a secure client portal.

  3. Receive your superbill After each session a superbill is available through your client portal. It includes all the codes and details your insurer needs to process the claim.

  4. Submit to your insurance Submit the superbill directly to your insurance company. Processing time varies — typically two to six weeks for out-of-network claims.

Your Rights

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before beginning services if you are uninsured or paying out of pocket.

A Good Faith Estimate includes a description of the services to be provided, the expected session frequency, the cost per session, and an estimated total cost range for the anticipated course of treatment. Your actual costs may vary depending on the length of your treatment and any changes to your care. A Good Faith Estimate is not a contract it's an informed starting point.

If you would like to request a Good Faith Estimate before scheduling your first session, include that request when you reach out and I'll provide one before we begin.

Common Questions

Before you reach out.

  •  A: That depends significantly on what we're working on and how you respond to treatment. OCD treatment with ERP is typically structured most people see meaningful progress within 12-20 sessions, though this varies. ADHD and disordered eating work tends to be longer-term. I'll give you an honest assessment during the consultation and a Good Faith Estimate before we start so you have a realistic picture.

  • A: Yes. Therapy sessions qualify as a medical expense under most HSA and FSA plans. Pay at the time of session and save your receipt your plan may require documentation of the medical purpose, which I can provide.

  • A: Sessions cancelled or rescheduled with less than 24 hours notice are charged the full session rate. I hold your appointment time for you late cancellations mean that time can't be offered to someone else. Exceptions are made for genuine emergencies.

  • A: Yes. The first step is always a free consultation call no paperwork, no commitment, no charge. We'll talk through what's bringing you in and whether this is a good fit before anything else happens.

Questions not answered here?

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